Direct General Auto Insurance understands that life happens and that no one lives in a bubble. In today’s fast-paced, hectic lifestyle, it’s no wonder that accidents happen every day, or you get caught for going a little too fast, or your car gets dinged up in the grocery store parking lot.
Direct General understands these situations and regardless of the circumstances, will work to provide you the best auto insurance available at the lowest possible cost. Direct General offers several coverage plans, which are briefly discussed below:
BODILY INJURY LIABILITY protects you should you be the at-fault driver and the other party is injured. This coverage will pay for the injured party’s medical bills and medical-related expenses. It also provides you legal protection should the injured party decide to file a lawsuit against you for personal damages.
PROPERTY DAMAGE LIABILITY pays for damage to another person’s property if it’s caused by the operation of your vehicle.
COLLISION COVERAGE pays for damage or loss to your vehicle resulting from colliding with another object.
COMPREHENSIVE COVERAGE pays for loss or damage should your vehicle be stolen, catch on fire, vandalized, windshield damage, or damaged by some natural disaster (i.e., hail storm). It also covers your vehicle should you collide with birds or other animals which causes damage.
MEDICAL PAYMENTS or Medpay will pay for medical treatment and related expenses should you or someone under your policy be injured as a result of an auto accident, regardless of who is at-fault,. Medpay will also cover funeral expenses should the accident result in the death of a covered party. The limits of medpay can equal your liability limits, but can be lower under some circumstances.
PERSONAL INJURY PROTECTION (PIP) pays for medical treatment and related expenses, loss of wages, and funeral expenses up to certain policy limits, regardless of who was at-fault. In no-fault states, PIP is required coverage, with state-specified policy limits.
UNINSURED or UNDERINSURED MOTORIST COVERAGE (UM) pays for bodily injury (in some states, it will pay for property damage) caused by another driver who either does not have liability insurance or the injuries and/or damages far exceed the limits of the liability coverage of the at-fault driver.
Direct General Auto Insurance also gives its customers flexible pay plans to fit every budget.
YOU DECIDE YOUR PAYMENT DATE. With Direct General, you decide the best date of the month to make your payment.
FLEXIBLE PAYMENT SCHEDULE. Direct General offers affordable payment options that take into consideration your budget and spending threshold. Direct General can design a payment schedule to fit your needs.
DETERMINE YOUR MONTHLY PAYMENT. Because you know your monthly budge obligations, you’re the best to decide how much your monthly payment can be. Direct General offers flexible payment options which allow you to determine the amount of your down payment which will determine your monthly payment.
Direct General prides itself in helping those who may have been turned down time and time again by other insurance companies and it strives to keep your rates as low as possible regardless of your rating, credit history or driving history. Direct General takes into account all your circumstances and looks for ways to help you to get the right kind of coverage specific for you and your family.
With over 420 locations in 13 states, Direct General is not too big that you become just another number, but it is a financially-sound insurance company so you know when you need them, they will be there 24/7.
Direct General also provides customer support, online, via the telephone, or in person. Their agents and customer service representatives are ready to work with you and answer any questions to ensure you are getting the best coverage for the lowest possible price.
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